Qualified Home Loans


Once you’ve decided you’re ready to proceed with your purchase and have met with your Loan Officer to review the process, you’re ready to get started! 

You’re going to start hearing some of these words a lot! It’s important to get familiar with these common types of mortgages and mortgage terms before you begin the home buying process.

Common Purchase Terms


Buying a home is exciting, but figuring out the financing side of things can feel overwhelming. Here’s a primer on some of the most common types of mortgages. 5 types of mortgage loans:
1. Conventional mortgages
2. Government-insured mortgages
3. Interest only
4. Fixed-rate mortgages
5. Adjustable-rate mortgages
To get a better idea of what loan works best for your needs, click the button below.


Closing costs are fees and expenses you pay when you close on your house, beyond the down payment. These costs can run 3 to 5 percent of the loan amount and typically include loan origination fees, title insurance, attorney fees, appraisals, taxes and more. Click the button below to find our how to estimate your closing costs.


Once you go into escrow, many items still need to be reviewed, discussed and inspected as you move forward. Click below to understand what you'll encounter for the next 40-50 days until you finally close escrow and for 8 things not to do while in escrow.


Becoming a homeowner comes with a lot of responsibility, but also a lot of rewards....like building a strong financial future, build equity and creating the home you want. Click below to for more on if owning a home makes the most sense for you and for some reasons people choose homeownership over renting.

Home Buyers Guide​

Buying a home is an exciting journey and our Loan Officers make your home buying experience as smooth as possible. From contract to the closing table, our home buyer’s guide covers the entire process. Reference this guide as needed throughout the mortgage transaction. Our goal is to make you comfortable and informed.

If you still have questions about your home buying options, feel free to give us a call at 888-781-0899.