Qualified Home Loans


Your mortgage shouldn’t be one size fits all.

Combined with our expertise, we have the best options to fit your specific home buying needs.

Loan Programs

Whether it’s a first home, second, vacation getaway, or investment property, it all starts with the right mortgage financing.  See which loan program is best suited for you and your family.


Conventional Home Loans by QHL offer low down payment options while FHA Loans are a great option for first-time home buyers and low-to-moderate income buyers. VA loans offer 100% financing for eligible Veterans, Reservists and Active Duty Personnel. 

Bank statement loans

Great for self-employed borrowers who cannot use tax returns to qualify with rates as low as 4.5% for 30-yr fixed. Available for purchase loans up to 90% of the value with 30-yr rates around 6.0%.

No Income Loans

Used on investment properties where no income verification is used from the borrower to qualify, only the property cash flow matters. Rates are as low as 5.5% for 30-yr fixed for this program. If you have an investment property and you would like to get cash out, this is a great option for you.  

Second Home Purchase

Many borrowers want to buy an additional property and investment property loans require more down payment and higher loan terms. Buying a second home is a good option. The borrower gets the best loan terms (3.0% or less) with as little as 10% down and can even collect seasonal rent on the property as a vacation rental.

The Power of Pre-approval

Did you know most home buyers get pre-approved for mortgage financing before they start shopping? Getting pre-approved can have many advantages for home buyers and can even expedite the buying process.

If you still have questions about your home buying options, feel free to give us a call at 888-781-0899.