When it comes to money-saving strategies for homeowners, refinancing your home can be near the top of the list. Of course, each refinance comes with a unique set of circumstances, and you may be wondering whether a second or third refinance is something you want to do, or if you can even do it at all. The …
When it comes to getting a lender’s approval to buy or refinance a home, there are 3 key numbers that affect your ability to qualify for a mortgage and how much it will cost you — your credit score, debt-to-income ratio, and loan-to-value ratio. Here’s a rundown of what they are and why they matter. Credit Score You’re …
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If you’re a first-time refinancer, you might be unsure about what to expect in the process. At QHL, our top priority is to provide you with support — let’s start with dispelling some common refinance myths so you can approach your refinance with clarity and confidence. Myth #1: You won’t save that much money by refinancing. …