Getting ready to buy your dream home? Whether you’ve already started doing your research or aren’t quite sure where to begin, we’re here to help you get into a home and broke it up into bite-size to-dos. Many people find getting pre-approved for a mortgage straightforward—in most cases a pre-approval requires answering a few questions …
Having a good credit score is essential to passing many of the financial milestones of life. One being securing a low interest rate on a mortgage for a house. If you have little or no credit history or someone who’s been delinquent on their debt payments in the past, one tip to help build your …
In light of the fact that rates are improving, the Federal Housing Finance Agency (FHFA) announced today that it is also eliminating the Adverse Market Refinance Fee (AMRF). This will drop refi rates about 0.125% immediately. You can read the full article about the FHFA eliminating Refinance Fee here: https://bit.ly/3kvB6Js If you’re thinking of refinancing …
During the past four decades, American consumers could count on this constant: The rate of inflation remained below the average rate of a 30-year mortgage. In many past instances that’s exactly how things play out, but that’s not what’s happening today. While the rate of inflation doesn’t determine mortgage rates, the two metrics are correlated. Inflation is …
Inflation is back, but does that mean mortgage rates will rise? Read More »
For many people, buying a new home or refinancing is the most complex financial transaction they’ll ever make. With the amount of information and documentation required to complete a loan application, chances are some things will be missed or forgotten the first time around. Omitting important information or partially filling out a form are common …
How to get your mortgage application right the first time Read More »