Are you considering relocating to a different area or another state? Lower cost of living, a better quality of life, or to be closer to family. Whatever the reason, Americans have been relocating at an increased rate since the pandemic. With housing much cheaper in many areas, it is easy to dream about what life …
When purchasing a home, three main components determine your eligibility. They are income, down payment, and credit history. It gets complicated (especially for those outside the industry) because each is interrelated and interdependent. Think of guidelines more like a cobweb than a neat and linear web. This makes it particularly hard to get a straight …
Bringing homeownership to you in the State of Tennessee, QHL makes it simple by providing more ways to say yes! Learn more about Tennessee’s housing market and how QHL can help you become a homeowner today. Tennessee has seen many new residents migrating from other states around the US and is one of the fastest-growing …
Home equity is at an all-time high. Borrowing money secured against your home can be a great way to consolidate debt and get cash for home improvements. When considering borrowing against your home’s equity, you typically have two options: you can do a full refinance and replace the existing loan or obtain a loan against …
With the vast gains in home equity you’ve realized recently, you might ask yourself: “What is the best way to borrow money from my home?” The two most common options would be either cash-out refinance or a home equity line of credit (HELOC). A cash-out refinance is when you borrow a higher loan amount than …