QHL’s founder, Mike Pacheco, is featured in Top Agent Magazine as a Top Lender in California. Mike places particular emphasis on expertise, making sure he and his team is always knowledgeable regarding the latest opportunities and action in the market. Tap HERE to get to know Mike and read about his formula for success.
Homeownership is a dream for almost everyone, yet can sometimes feel impossibly far away. But for qualifying veterans and their families, VA loans can help jumpstart your path to home ownership by offering exclusive (and often overlooked) benefits. Because they are backed by the US government, VA loans carry unique advantages that separate them from conventional …
Homebuying as a Veteran & some myths about VA loans Read More »
Since about 2010-2012 the prices of most houses in California have not declined at all. The opposite has happened. Home prices have gone up, and up, and then up more. Since housing is often cyclical it is natural to expect that might change. Add the uncertainty that 2020 brought and you would be right to …
If you’ve been home shopping in a higher-cost housing market, then you may have been presented with an option for a jumbo loan—even if the homes you’re looking at aren’t jumbo-sized. That’s because the “jumbo” in jumbo loans refers to the size of the loan, not the size of the property, and it’s something you …
Understanding the Difference Between Jumbo vs. Conforming Loans Read More »
When it comes to money-saving strategies for homeowners, refinancing your home can be near the top of the list. Of course, each refinance comes with a unique set of circumstances, and you may be wondering whether a second or third refinance is something you want to do, or if you can even do it at all. The …