Mike Pacheco was highlighted in Orange Coast Magazine as a Mortgage All-Star, 2020. Read about his mission when he began QHL 8 years ago.
Knowledgeable. Diligent. Resourceful. Mike Pacheco has served as a mortgage broker for 16 years. Mike founded QHL 8 years ago with the mission to make mortgages simple.
“We devote a lot of energy up front, so that the mortgage process is made simple and uneventful for you. There should be no mystery to the process of getting approved and funded – no surprises.” – MIKE PACHECO
Setting clear expectations and delivering on commitments. These core values guide Qualified Home Loans. As an independent loan broker, Mike is able to focus on solutions. Because he works with 35+ lenders, Mike and Qualified have access to many programs unavailable through banks. Many happy Qualified clients were once turned down by other lenders.
Despite the wider availability of new programs, Mike says: “most of my clients don’t actually need Stated or alternative programs. They just need someone who knows what they are doing to give them good advice.”
Mike specializes in serving self-employed clients, people with multiple income sources, investors, people seeking purchase loans, and those who’ve been told “no” by another lender. We solve challenges through non-bank channels.
TESTIMONIAL: Mike was so helpful from the very beginning. My wife and I always got the feeling that he was up front and honest. We are both self-employed with great credit. He was able to set us up and get us approved more easily than going through a conventional bank. He answered all of our questions and made himself available whenever we needed to talk. He made the entire process simple!” – BEN J .