Bringing homeownership to you in the State of Tennessee, QHL makes it simple by providing more ways to say yes! Learn more about Tennessee’s housing market and how QHL can help you become a homeowner today. Tennessee has seen many new residents migrating from other states around the US and is one of the fastest-growing …
Home equity is at an all-time high. Borrowing money secured against your home can be a great way to consolidate debt and get cash for home improvements. When considering borrowing against your home’s equity, you typically have two options: you can do a full refinance and replace the existing loan or obtain a loan against …
With the vast gains in home equity you’ve realized recently, you might ask yourself: “What is the best way to borrow money from my home?” The two most common options would be either cash-out refinance or a home equity line of credit (HELOC). A cash-out refinance is when you borrow a higher loan amount than …
Think of a reverse mortgage as a conventional mortgage where the roles are switched. In a conventional mortgage, a person takes out a loan in order to buy a home and then repays the lender over time. In a reverse mortgage, the person already owns the home, and they borrow against it, getting a loan …
Getting the right mortgage can make all the difference when buying a home. But with so many lenders and loan products available, finding the best loan option can be daunting. That’s where an independent mortgage broker comes in. An independent mortgage broker is a licensed professional who acts as an intermediary between borrowers and lenders. …