Qualified Home Loans


Our Clients Say It BEST.

In the midst of a pandemic we decided to refi our house. We weren’t sure how everything was going to work, but we wanted to take advantage of the lower rates. Mike was really great at communicating with us. His responses were immediate and thorough. The entire process was easy and seamless. This is our second time working with Qualified Home Loans and we won’t hesitate to come back if we need any assistance with future loans.

-Jennifer N.

We believe we offer the absolute best way to buy a home or refinance with the best service. But don’t take our word for it, read what our customers have to say…

We've built our company that places our clients and their needs at the center of everything we do. Let's get started today on your refinance or purchase loan. Give us a call to discuss your mortgage options, 800-781-0899.

Making Homeownership SIMPLE.

Simply Available.

To us, good business is personal. Partnership means availability by phone, e-mail, text …
evenings, weekends, or whenever you need us. You deserve quick clear answers, peace of mind and our team to make the process enjoyable.

Simply Knowledgeable.

Why Qualified? The fact is… many loan-seekers are declined when they try to deal with people who lack expertise. We’re exceptionally knowledgeable and resourceful. This is why we close almost every loan we start.  We know the best options and terms available for your unique needs.


Simplicity Through Technology.

We’ve put in a lot of work to make loans simple for you. Our technology and infrastructure enable us to communicate more effectively while minimizing the human effort needed to complete your loan with far less hurdles. 

Top Lender in California

QHL's founder, Mike Pacheco, is featured in Top Agent Magazine as a Top Lender in California. Tap the button to get to know Mike and read about his formula for success.